Reach across Africa, through licensed rails.

Create a free Subpadi account, go to Pay, choose the destination country, enter the recipient details and the amount. You see the exact rate and fee before you confirm. After confirmation, the payment is delivered through licensed payment rails. Most payments arrive within minutes. You can send to bank accounts or mobile money wallets depending on the destination country.

You can send to over 20 countries across Africa and beyond, including Nigeria, Ghana, Kenya, South Africa, Cameroon, Ivory Coast, Senegal, Uganda, Tanzania, Rwanda, Malawi, Zambia, Ethiopia, Egypt, Gabon, Chad, Congo, and Guinea Bissau. We also support transfers to the USA, UK, and Europe (SEPA). More countries are added regularly.

Most payments arrive within minutes. The exact speed depends on the destination country and payout method (bank account or mobile money). You can track the status of your payment in your Subpadi dashboard in real time. If anything delays, our support team is available around the clock to help resolve it.

Fees vary by corridor and amount. You see the exact fee before you confirm any transfer. There are no hidden charges. The amount your recipient will receive is shown clearly before you send. We aim to be more affordable and transparent than traditional remittance services for every corridor we support.